Trusted Since 1998

Building Financial

Futures Together

Maharashtra's most trusted Credit Co-operative Society — affordable loans, high-yield deposits, and member-first financial services.

50 Cr+

Total Deposits

5,000+

Active Members

25+

Years of Trust

01 / 05
About Our Society

ज्ञानदा महिला अर्बन
क्रेडिट कॉ-ऑप सोसायटी मर्यादित, नागपूर

Established in 1998 under the Maharashtra Co-operative Societies Act, we are one of Maharashtra's leading credit cooperative societies, empowering rural and urban communities with accessible, affordable financial services.

We believe every Maharashtrian deserves financial security and growth opportunities. Our member-first approach, competitive interest rates, and transparent operations have earned us the trust of over 50,000 members across the state.

  • RBI Registered & Maharashtra Government Approved
  • Multi-State Co-operative Society under MSCS Act, 2002
  • ISO 9001:2015 Certified for Quality Management
  • NABARD Supported Micro-Finance Program
  • 100% Transparent Operations & Annual Audit
  • Doorstep Banking Services across Maharashtra

5000+

Active Members

₹50 Cr+

Total Deposits

25+

Years of Service

100%

Safe & Secure

🏆 Best Co-operative Society Award

Awarded by Maharashtra Co-operative Department — 2023

Our Loan Products

Loans Designed for Every Need

From agriculture to education, home to business — we have affordable loan solutions tailored for every Maharashtrian.

Popular

Home Loan

Interest RateStarting 8.5% p.a.
Max TenureUp to 20 Yrs
Loan AmountUp to ₹50 Lakh
Apply Now
Quick

Personal Loan

Interest RateStarting 12% p.a.
Max TenureUp to 5 Yrs
Loan AmountUp to ₹10 Lakh
Apply Now
Subsidy

Agriculture Loan

Interest RateStarting 7% p.a.
Max TenureUp to 7 Yrs
Loan AmountUp to ₹25 Lakh
Apply Now

Business Loan

Interest RateStarting 11% p.a.
Max TenureUp to 10 Yrs
Loan AmountUp to ₹75 Lakh
Apply Now

Education Loan

Interest RateStarting 9% p.a.
Max TenureUp to 15 Yrs
Loan AmountUp to ₹15 Lakh
Apply Now
Instant

Gold Loan

Interest RateStarting 9.5% p.a.
Max TenureUp to 3 Yrs
Loan AmountUp to ₹20 Lakh
Apply Now

Vehicle Loan

Interest RateStarting 10.5% p.a.
Max TenureUp to 7 Yrs
Loan AmountUp to ₹30 Lakh
Apply Now

Loan Against Property

Interest RateStarting 10% p.a.
Max TenureUp to 15 Yrs
Loan AmountUp to ₹1 Cr
Apply Now
24hr

Emergency Loan

Interest RateStarting 13% p.a.
Max TenureUp to 2 Yrs
Loan AmountUp to ₹2 Lakh
Apply Now
Deposit Schemes

Grow Your Money with High Returns

Safe, secure, and rewarding deposit options offering some of the best rates in Maharashtra.

Best Rate

Fixed Deposit

Interest RateUp to 9.5%
Period7 Days to 5 Years
Min. Amount₹1,000
Open Account

Recurring Deposit

Interest RateUp to 8.75%
Period12 to 60 Months
Min. Amount₹500/month
Open Account
Flexible

Savings Account

Interest Rate4% p.a.
PeriodNo Lock-in
Min. Amount₹500
Open Account

Monthly Income Scheme

Interest Rate9% p.a.
Period12 to 36 Months
Min. Amount₹10,000
Open Account

Cumulative Deposit

Interest Rate9.25% p.a.
Period1 to 5 Years
Min. Amount₹1,000
Open Account
Extra 1.5%

Senior Citizen Scheme

Interest RateUp to 11%
Period1 to 3 Years
Min. Amount₹5,000
Open Account
Member Stories

What Our Members Say

Real experiences from our happy members across Maharashtra

I got an agriculture loan at just 7% interest rate. The process was simple and the staff was very helpful. Thanks to this society, I could buy a tractor and expand my farm.

RP

Ramesh Patil

Farmer Member · Nashik, Maharashtra

Latest Updates

News & Announcements

View All
NoticeNEW 15 April 2025

Annual General Meeting (AGM) Notice 2024-25

Notice for the Annual General Meeting to be held on 30 April 2025 at the society's registered office, Pune.

Rate UpdateNEW 1 May 2025

Revised Interest Rates on Deposits – Effective May 2025

Senior Citizen FD rate revised to 11% p.a. Regular FD rates updated. Check the new rate chart.

News 20 March 2025

New Branch Opened at Solapur

We are happy to announce the opening of our new branch in Solapur city, serving members in Solapur and surrounding districts.

Notice 1 March 2025

KYC Update: All Members Must Submit Fresh KYC by June 2025

As per RBI circular, all members are required to submit updated KYC documents. Failure may lead to account restrictions.

News 10 December 2023

Maharashtra Gramin Society Wins Best Co-op Award 2023

Our society was honored with the Best Credit Co-operative Society Award by the Maharashtra Government.

📢 Notice Board

AGM scheduled for 30 April 2025 at 11:00 AM at our Pune Head Office. All members are requested to attend.

Read Full Notice